Date: April 5, 2026 Subject: Rebutting Tata Motors’ Reply (Paras 25 & 30) Core Issue: Can a manufacturer deny a warranty claim because you don't have a specific type of insurance that doesn't even exist for your car? In their formal legal response to my complaint, Tata Motors and their dealers have taken a bizarre stand: They claim that because I did not have a Comprehensive Insurance Policy , my warranty claim for the battery failure is invalid. Essentially, they are saying, "If the battery broke, your insurance should have paid for it; if you don't have insurance, that’s your problem—not our warranty." This argument is not just logically flawed, but a classic example of an Unfair Trade Practice . A Warranty is a Promise, Not a Subscription 1. Insurance was Unavailable, Not Declined Tata acts as if I chose to forgo protection. The reality? When I attempted to renew my comprehensive coverage, multiple insurers declined to provide battery surge or specifi...
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